Did you know your credit is one of the most important things you can work on when thinking of buying a new home? 69% of all closed loans had FICO scores over 700 in May, 2018 - according to Ellie Mae (a software company that processes almost a quarter of U.S. mortgage applications.) The average… Continue reading Average Home Loan Facts
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How smart homebuyers compare mortgage loan estimates
Homebuyers, shop around for the mortgage loan that works best for you. How? By comparing several lenders’ loan estimates. Hesitant to apply with more than one lender? Credit Karma says: If you’re looking for an auto loan or mortgage specifically, some credit score models will allow for some level of shopping around by essentially viewing… Continue reading How smart homebuyers compare mortgage loan estimates
8 Simple Rules for Negotiating Your Offer and Getting That Home
8 Simple Rules for Negotiating Your Offer and Getting That House By: HouseLogic Published: February 27, 2018 You and your agent are going to use everything you’ve learned to seal the deal. Here’s the dream: Your offer is perfect, you don’t need to negotiate, and you can spend the next few weeks addressing more pressing… Continue reading 8 Simple Rules for Negotiating Your Offer and Getting That Home
Pros and Cons of FHA Loans
You want to buy a house. Good for you. But you don’t have a lot of money to put down on it, and your credit history isn’t as stellar as you’d like it to be. Well, the government still has a mortgage loan for you – it’s the FHA (Federal Housing Administration) loan. But there… Continue reading Pros and Cons of FHA Loans
Buying New Construction – Why You Need Your Own Real Estate Agent
When you're house hunting, the allure of new construction is undeniable. You get to be the first to live in the pristine home full of brand-new appliances with your chosen finishes. If you are interested in buying new construction, the builder's agent will be ready to help you with the process... BUT make no mistake:… Continue reading Buying New Construction – Why You Need Your Own Real Estate Agent
Avoid Wire Fraud Theft
When buying or selling Real Estate, communicate directly with the closing attorney regarding any wiring instructions in a manner ensuring you are in fact communicating with the closing attorney and not an impostor. International criminal organizations attempting to steal large sums of money are targeting email accounts of parties involved in real estate in North Carolina… Continue reading Avoid Wire Fraud Theft
Judy is SNS: a Strategic Negotiating Specialist – fighting for you
Want to make sure you don’t leave any money on the table? Judy is a Strategic Negotiating Specialist (SNS) What does this mean to you? The Strategic Negotiating Specialists knows how important the process of negotiating is and has a process to ensure you get what you want. We approach negotiating by understanding your goals and… Continue reading Judy is SNS: a Strategic Negotiating Specialist – fighting for you
Judy is LRS: LeadingRE Relocation Specialist
Judy is **LRS** a LeadingRE Relocation Specialist! What does this mean? The LRS designation requires the completion of 11 courses and focuses on referral and relocation industry practices. Some of the LRS courses are relocation orientation, relocation management, corporate inventory listings and understanding the transferee. Completion of these courses demonstrates an ongoing commitment to providing… Continue reading Judy is LRS: LeadingRE Relocation Specialist
DON’T Call Number On Sign: Why You Want A Buyer Agent
"Oh look honey, another postcard pointing out we missed another home for sale." "Why do Realtors send these if it's already sold?" *Let us answer this for you!:* There are two sides to every real estate transaction. The seller's agent - who puts their sign up on the lawn. And the buyer's agent side. This… Continue reading DON’T Call Number On Sign: Why You Want A Buyer Agent
Is a Home Warranty Worth the Money?
In recent years, home warranties have grown very popular with homebuyers and homeowners who are looking to protect themselves from paying for expensive home and appliance repairs down the line. But are they worth the money? The answer is: maybe. Ultimately, it depends on the company issuing the warranty and the homeowner’s needs. Home warranties are… Continue reading Is a Home Warranty Worth the Money?
House Into Home 