The real estate commission is the agent’s fee for their services. It is a percent of the sale price negotiated at the time of the listing. Yes, that's right, at the time of the listing. Every seller has the right to negotiate the commission, just as every agent has the option to hold fast to… Continue reading What is a Real Estate Commission? A Look at How Agents Make Their Money
All pumpkins are gourds, but not all gourds are pumpkins. All REALTORS® are real estate agents, but not all real estate agents are REALTORS. REALTORS have voluntarily committed to uphold a higher standard of ethics, committed to provide you a higher quality of service, and committed to embrace professionalism by working, serving, and helping you with… Continue reading What is a REALTOR, and why you want one
NC Home Advantage Mortgage™ First-Time and Move-Up Home Buyers Purchasing a home can be overwhelming and complicated. It is our goal to make it simpler by offering affordable mortgage options and connecting you with experienced home buying partners. Contact Judy and House Into Home NC for a list of participating local lenders. Down Payment Assistance For both… Continue reading First-time Home-buyer Down Payment Assistance
The NC Home Advantage Tax Credit enables eligible first-time buyers -- those who haven't owned a home as their principal residence in the past three years -- and military veterans to save up to $2,000 a year on their federal taxes with a Mortgage Credit Certificate (MCC). This benefit offers a true bottom line income tax… Continue reading NC Home Advantage Tax Credit for first-time buyers
The 1031 Exchange allows you to sell one or more appreciated assets such as rental or investment real estate, and defer the payment of your capital gain taxes by acquiring one or more replacement properties. 1031 Tax Deferred Exchanges allow you to keep 100% of your money (equity) working for you. There are specific requirements… Continue reading What Is A 1031 Tax Deferred Exchange?
It's coming. You've read the signs, you've heard the radio announcements. There's no turning back. Business 40 through downtown Winston-Salem is closing. To help you prepare, check out the tips and (home) videos below for a very informative ride-a-long. Alternate Routes Driving Downtown from Clemmons: If you're coming from Clemmons to downtown you're used to… Continue reading Alternate Downtown Routes: Business 40 Closing
You're days away from closing on the sale or purchase of your home, and you receive a statement from your Mortgage Lender or Closing Attorney with A LOT of numbers on it... Here's how to make sense of it. What Are The Differences Between The Seller Closing Disclosure, Buyer Closing Disclosure, ALTA, and 1986 HUD-1… Continue reading Making Sense of Real Estate Closing Forms
Because with a real estate agent guiding them through this process - - buyers are much more likely to successfully make it to the closing table: Buying a new home is a complicated process - - and not one many people do very often in their lives. Follow Judy and House Into Home NC on… Continue reading Why do home sellers pay buyer’s Realtors?
Did you know your credit is one of the most important things you can work on when thinking of buying a new home? 69% of all closed loans had FICO scores over 700 in May, 2018 - according to Ellie Mae (a software company that processes almost a quarter of U.S. mortgage applications.) The average… Continue reading Average Home Loan Facts
The streets of downtown Winston-Salem are alive with music, art, and great food. Realtor Judy Jernigan and House Into Home NC can help you take advantage of all the city has to offer by finding you a home right in the middle of it all! We love downtown Winston-Salem not only because the city itself… Continue reading Reasons to love Downtown Winston Salem